The Best Investment Options To Beat Inflation

Beat Inflation

Did you know that 58 percent of people in the United States of America own shares of stock on the stock market? Choosing to invest your money is one of the best ways to grow your wealth and protect it from changes in the economy. The best investments are the ones that offer you a great return on investment while also helping you to beat inflation.

Investing in real estate and stocks is a great way to get started with building your portfolio, but there are a number of investments that you should consider if you’re looking to save money while beating inflation. The good news is that you’re in the perfect place to learn all about investing in Ethereum, precious metals, and more to beat inflation.

Keep reading to learn more today!

High-Yield Savings Accounts

High-yield savings accounts are a great investment if you’re looking to save money while letting interest work for you. Online savings accounts are a popular choice because they offer much better savings compared to a traditional savings account that you’d open with your bank.

Look to invest in a high-yield savings account if you’re looking to save some money for the short term to put toward something like a family vacation or a medical emergency. You need to remember that you’re allowed a limited number of transactions per month with your new savings account.

It’s a great place to get started if you’re new to investing your money. A good rule of thumb is to accumulate three months’ worth of living expenses in your high-yield account before investing in other things.

Look at a bunch of online banks to find the best options for your needs. They offer better interest rates since they have a lower overhead compared to the traditional bank in your area.

Certificates of Deposit

Certificates of deposit are another viable option if you’re looking to invest your money and protect it from inflation. These savings accounts get insured by the federal government so you’ll have great peace of mind should anything go wrong. If you know that you’ll need money by a certain date then it’s a great option for investing your money.

Many people use certificates of deposit as a way to save up the money for a down payment on a home or for a big event like a wedding. You can choose between term lengths of one year, three years, or five years. You can grow your money while beating inflation and have zero worries about the security of your investment.

One thing to keep in mind with certificates of deposit is the fact that you’ll need to pay a fee in order to get your money out. Avoid purchasing a certificate of deposit if you think that you’ll need the money that you’re investing in sooner than later.

The best place to look into getting a CD is through a local credit union or an online bank. Don’t be afraid to shop around and find the best deal for your investment portfolio.

Money Market Funds

If you’re looking for a top-notch investment fund for growing your portfolio then you should look no further than money market mutual funds. When you choose to invest your money in money market funds you’re opting to take on high-quality debt from the government or a bank.

It carries a bit more risk than going with certificates of deposit, but you can access your money a lot sooner with money market funds. That said, these funds are a safer investment than stocks. It’s best to think of your money market funds as similar to a high-yield savings account when it comes to the returns that you’ll get.

Make sure that you do your research when you start looking for a mutual fund provider or bank. There are many great options out there, especially when you add in the option of going through an online discount brokerage to save money.

Government Bonds

Another great option if you’re looking to beat inflation by investing your money is through government bonds. A government bond involves you loaning your hard-earned money to the United States or local government. Investors get the interest on their loan paid for thanks to your investment.

That might not sound super great, but it allows you to save money while also having zero risk attached to your investment. Government bonds are backed in full by the United States government, so you won’t ever risk losing anything. One thing to remember is the term of the bond, as some could be 30-year bonds while others could be as short as one year.

You’re exchanging a high return from your investment into bonds for the security of knowing that your investment is safe no matter what happens. It’s always smart to add a few government bonds to your investment portfolio for beating inflation. They’re a great fit for conservative investors that don’t want to risk their hard-earned money.

Another big perk of investing in bonds is the fact that they often go up in value when stocks decrease. Adding bonds to your portfolio is the perfect way to counter inflation and protect your money. You’ll just need to decide if you want to purchase individual bonds or bond funds to add to your portfolio.

Corporate Bonds

You’ll also have the option of investing your money into corporate bonds. Corporate bonds work in a similar manner to a government bond except for the fact that you’re loaning the money to a business or corporation rather than the government. They come with a bit more risk when beating inflation since they’re not backed up by the United States government.

You will get better returns with corporate bonds compared to government bonds, but the trade-off is the higher risk that you’ll lose some of your money. Corporate bonds look a lot more like traditional stocks when it comes to the risks that you’re running. 

If you’re on the lookout for the best investments to make while on a fixed income then corporate bonds are a great place to start. Your bonds will yield more money if you’re getting them through corporations that are likely to go out of business. It’s up to you to determine the right risk-to-reward ratio for your financial situation.

Mutual Funds

Mutual funds are a great option for beating inflation if you’re an investor that wants to get some additional money to put toward stocks, bonds, and other assets that are great for your portfolio. Many seasoned investors use mutual funds as an efficient way to make their portfolios more diverse. This added layer of diversity makes it easier to beat inflation and save money.

If you plan on saving money for retirement then it’s a great idea to look into mutual funds for your finances. You’ll get some of the best returns possible on your investments without the need to purchase and handle a completely new portfolio of stocks. You may need to limit the businesses that you can invest in to fit particular criteria.

However, You can focus your energy and effort on investing in a certain niche for the highest returns. You can purchase mutual funds straight from the companies that manage them or through brokerage firms. Remember that mutual funds require a minimum investment depending on the fund. It could range from hundreds of dollars up to thousands.

Exchange-Traded Funds

Exchange-traded funds, or ETFs, are another great option if you’re looking for the best investments to make in order to beat inflation. They work in a similar manner to a mutual fund, and they allow you to purchase a collection of securities. The thing that sets ETFs apart from mutual funds is the way that you invest in them.

You’d start by purchasing shares of exchange-traded funds similar to the way that you’d purchase shares of stocks of a company. If you have a long-term plan for your investments then you’ll gain a lot of benefits by investing your money into exchange-traded funds. It’s also a great way to start investing if you don’t have the minimum amount of money to start with a mutual fund.

If you want to get started with investing in exchange-traded funds then you’ll need to get in touch with a discount brokerage. You can save money and protect yourself from the impact of inflation by getting started with ETFs.

Dividend Stocks

Dividend stocks also provide a great investment option for those that are looking to beat inflation. Dividends come in the form of consistent cash payments from businesses where you’ve purchased shares of stock. The best places to get strong dividends are stable businesses that are quite profitable.

It’s a great option if you’re looking for ways to add some stability to your investment portfolio. You need to remember that the dividends that you’re receiving are taxable during the year that they’re getting paid out. This is different from stocks that don’t provide dividends since you’ll get taxed for them upon selling them.

Dividend stocks make a great investment for investors of all ages and experience levels. If you’re new to investing then it’s best to target dividend growers. These companies are great options because they demonstrate consistent growth in dividends year after year.

The quickest and easiest way to purchase dividend stocks is through an online broker. You’ll have easy time-saving money if you make smart investments in dividend stocks.


Cryptocurrencies have gained a ton of popularity over the past decade, and they’re a great option if you’re looking for a way of beating inflation with the best investments. The two most popular options if you’re set on investing your money into cryptocurrencies are Bitcoin and Ethereum. You can click to learn more about the two crypto powerhouses.

One drawback of investing in cryptocurrencies is the volatility that they present. The good thing is that you can hedge them with mutual funds and other types of traditional investments to protect your wealth from that volatility. You’ll need to find a crypto exchange that is reputable and trustworthy if you want to start converting your fiat money into crypto.

Precious Metals

Another great option for growing your wealth is investing in precious metals like gold and silver. These precious metals are a great option because they’ve held value for thousands of years. You’ll also get a lot of security from them since their value is independent of fiat currency.

If you purchase large amounts of gold then it’s quite likely that you’ll grow your wealth during times of severe inflation. At worst, you’ll ensure that you’re beating inflation rather than losing large amounts of cash. It’s always a wise move to have a significant amount of gold or silver in your portfolio.

Real Estate

Most people don’t think about real estate investments when it comes to beating inflation. They might think of purchasing a property and fixing it up before selling it to a new buyer for a profit. Another great alternative when it comes to real estate is purchasing a property and renting it out to tenants.

It’s one of the best ways of beating inflation since people will always need a place to live. You can also start investing in Real Estate Investment Trusts. You’ll invest your money into companies that own real estate properties that generate large profits each month.

These trusts then pay you a dividend for investing our money with them. You should definitely look into real estate investment funds if you have a healthy and diverse investment portfolio. It’s one of the best ways to beat inflation while growing your money.

Start Investing to Beat Inflation

The best time to start investing your money and beat inflation is right now, and the best way to start is by knowing the best investments to make. Investing in Ethereum offers an alternative to traditional forms of investing like stocks, bonds, and mutual funds. You should also look at investing in real estate and precious metals if you plan on beating inflation and saving your money.

For more exciting and encouraging articles like this one, make sure you explore the rest of our website today!

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